Our Team
Anthony Andersen
Chief Executive Officer
Anthony Andersen has been a leader in the credit industry since 1980, building a distinguished career in credit analysis, debt negotiation, foreclosure resolution, and consumer advocacy. Throughout his career, he has worked alongside federal and state agencies to combat fraud within the credit and housing industries, contributing to efforts that exposed major HUD-related fraud schemes and helped eliminate numerous fraudulent credit repair operations. As an advocate for higher industry standards, Andersen has proposed legislative reforms to members of the U.S. House of Representatives, U.S. Senate, and various federal agencies, promoting mandatory licensing and oversight for credit repair and related financial services. His commitment to consumer protection and ethical practices has made him a respected voice in the field. Over the course of his career, Andersen has successfully negotiated more than $140 million in foreclosure workout agreements and facilitated hundreds of millions of dollars in debt settlements. He distinguishes his approach as “Credit Clearance” rather than traditional credit repair, emphasizing comprehensive financial resolution strategies over outdated and often ineffective industry practices. In 2008, Andersen trademarked the Rescore America® Commercial Scoring Matrix, an innovative commercial credit evaluation system. He continues to advocate for modernized credit assessment standards, encouraging the banking industry to move beyond traditional FICO-based models and adopt more comprehensive commercial scoring methodologies. Today, Anthony Andersen remains dedicated to advancing ethical credit practices, financial education, and industry reform while helping individuals and businesses achieve lasting financial stability.
Thomas Cary
Director of Lending and Mortgage Strategy
brings decades of experience in mortgage brokering, underwriting, and loan product development. His background ensures the Rescore system aligns with real-world lender needs, regulatory standards, and practical deal structures, and he approaches these solutions with an impressive ability to understand what his clients need.
David Galusi, Esquire
General Counsel and Compliance Director
oversees all legal, regulatory, bonding, and trust-related matters. His expertise ensures the entire system operates in alignment with FDIC, CFPB, and federal lending requirements, and he advises the Rescore America team on the best ways to keep your data safe in today’s world.


