The Rescore Scoring Matrix
Illustrative growth of total score as borrowing experience, debt exposure, repayment performance, and credit diversity increase.
Variable Definitions
- Total Score = Final Rescore America score (1000–5000).
- Debt Exposure Component = Largest proven debt obligations successfully managed.
- Repayment Performance Component = On-time payment history and completed obligations.
- Borrowing Diversity Component = Experience across mortgages, revolving credit, commercial loans, equipment financing, lines of credit, etc.
Total Rescore Score
Debt Exposure Component
Repayment Performance Component
Borrowing Diversity Component
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The chart renderer will automatically assign different colors to each variable line. This creates a visual presentation showing how increasing debt management experience and repayment success contribute to advancement from B through EEE.